校园网贷英文作文2篇(英语校园贷作文)
下面是范文网小编收集的校园网贷英文作文2篇(英语校园贷作文)，以供参考。
Ever since colleges started to charge the students for the education they receive, there has always been a problem for some students, especially for those from remote rural regions, to get the money for it. So the government offers them an option of borrowing money from banks. Surveys show that the number of students financing his education in this way is increasing.
However, some students, although not many, failed to pay back the loans as they had promised in the contract. The banks have a very hard time coping with this problem. And the government can do nothing effective to help the banks.
I think there is more than one reason for this. Dishonesty may be one but not the major one. As is known, we are experiencing a particular phase of economic development where the supply of human resources is much bigger than the demand for it. So many students are not able to find a well-paid job. How can they pay the loans back? To solve this problem, I think the government should make efforts to get the whole economy go smoothly, creating more job opportunities.
Emerging from the picture is a funny but enlightening scene that a college student is falling into the trap of campus network lending. The public is astonished by the uncomfortable truth revealed by this cartoon. Simple as the picture is, the author intends to convey much more complicated and profound meaning than what we may sense at the first glance.
The author sends us a clear message via this drawing that campus network lending has become a kind of new financial fraud, which has severely damaged students’ economic interests and caused their property losses. China has experienced an increase in online fraud, particularly in the field of campus network lending, in the past one year, a report published by online security company. Reasons behind this phenomenon may be as follows. In the first place, in our country, with the progress of internet technology, it provides a plenty of opportunities for some companies to do business on campus, the goood firm as well as the bad one. Secondly, All men are vanity, some students can’t resist temptation of vanity to pursuit luxury consumption, which is often more than they can afford. When they can’t afford them, they constantly ask network lending platform for help, then they fall into the trap of campus network lending unconsciously.
Situation being so serious, it is high time that certain measures of efficiency were taken to tackle the problem. For one thing, our government should strengthen supervision and guidance on the development network lending. For another thing, the college students should cultivate rational consumption awareness. Only in a rational and healthy atmosphere can we enjoy the benefits of Internet to the uttermost.